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Hanoi - Vietnam's central bank is to consider changing or delaying new rules on raising banks' capital adequacy ratios, commercial bankers said Friday.
The proposed rules, published May 20, included raising banks' capital adequacy ratios from 8 to 9 per cent. Banks had complained that some of the required changes could not be put in place by the planned implementation date of October 1.
'Bankers want the State Bank to give banks a road map for applying the rule step by step, instead of applying it all immediately,' said Nguyen Thi Lan Anh, a branch director at Vietinbank in Ho Chi Minh City.
The State Bank announced Thursday it would consider changing or delaying some of the rules, known as the Vietnam State Bank Circular 13.
One rule that has drawn criticism is a ban on banks using the money in normal 'non-term' accounts to fund the loans they make. The new regulations would only allow such funds for payments and operating expenses.
Duong Thu Huong, chairwoman of the Vietnam Banking Association, said non-term accounts make up 15-20 per cent of deposits at Vietnamese banks, higher than in most Western countries.
Some banks, particularly those with large checking accounts belonging to state agencies, say the rule could block them from investing up to 35 per cent of their deposits. (st)