Lãi xuất liên ngân hàng 30%/năm - các ngân hàng dừng cho vay

giờ mới hiểu ra thì...quá muộn. Còn bác nào có tiền trong tài khoản chứng khoán đem đi gửi đi. Tình hình là mua CK thời điểm này sẽ lỗ ít nhất 10%. Nếu để nguyên 1 tuần nữa mới mua thì các CtyCK sẽ lợi dụng đem tiền của các bác đi cho vay với lãi suất cao.

Bão cấp 12

Hic... có khí nó làm thế thật đấy..

Mò đến Md Thanh của REE hay anh Trắc của SAM hay anh Hưng của SSI mà vay , bao nhiêu chả có. Thặng dư nhiều lắm....
Quỹ Tầm nhìn SSI 1700 tỷ, Quỹ gì của FPT 1600 tỷ
Tha hồ vay ! Gớm vay không em cho vay anh Ngoạn ơi ! Anh đi Quốc Hội lâu ngày chả nhớ gì nghiệp vụ ngân hàng nữa !

Thanks hic hic mịa nó như vậy thì cho vào TK có cả chương trình TKiệm cho nó lành

Mk ... lãi vay cao quá ... em vừa ra chỉ thị tạm ngừng nhập 1 loạt lô hàng chờ đến hè tính tiếp ... nhưng sợ rằng quyết định này của em sẽ khiến Vinacomin năm nay khó mà đảm bảo được sản lượng sản xuất dự kiến ... cung than, cung khoáng sản thấp đi trông thấy mất ... biết làm sao được , từ lúc ký nhập đến khi thu được tiền toi luôn 5 tháng ... quá bằng đi làm không công cho ngân hàng

Mỹ chắc chắn là phải giảm lãi suất một lần nữa, USD lại giảm giá. Tiền đồng lại tăng, nhu cầu đầu cơ tiền đồng càng mạnh, Lãi suất liên ngân hàng sẽ tăng và 30% chưa phải là kỉ lục

Credit Suisse Writedowns to Cut Profit by $1 Billion (Update3)

By Elena Logutenkova

Feb. 19 (Bloomberg) -- Credit Suisse Group, Switzerland''s second-largest bank, said an internal review discovered pricing errors on bonds that will cut first-quarter profit by about $1 billion.

Credit Suisse posted the biggest drop in five years in Swiss trading after stating that falling debt markets and ``mismarkings and pricing errors by a small number of traders'''' led to $2.85 billion of writedowns on asset-backed securities. The bank said it''s assessing whether 2007 earnings may also be affected.

The announcement comes after Qatar said it was buying shares in Credit Suisse and a week after the Zurich-based company reported net writedowns on debt and loans for all of last year of 2 billion Swiss francs ($1.8 billion). Chief Executive Officer Brady Dougan said a week ago he was ``more optimistic than many'''' about prospects for a debt market recovery.

``I''m speechless,'''' said Georg Kanders, an analyst at WestLB in Duesseldorf with a ``buy'''' recommendation on Credit Suisse. ``To announce this just a week after reporting earnings is a major blow. This will again put the whole sector under pressure.''''

Credit Suisse fell 4.85 francs, or 8.6 percent, to 51.90 francs by 9:26 a.m., cutting the company''s market value to 60.3 billion francs. The stock is down 24 percent this year. UBS AG, the biggest Swiss bank, dropped 2.1 percent.

The bank didn''t specify which securities it''s writing down. Last week, Credit Suisse said it reduced holdings of commercial mortgage-backed securities to 25.9 billion francs during the fourth quarter from 35.9 billion francs. The bank also held 8.7 billion francs in residential mortgages as of Dec. 31, down from 16.3 billion francs; and 2.7 billion francs in collateralized debt obligations, compared with 2.3 billion francs.

``They were supposed to be one of the banks least affected,'''' by the subprime debacle, said Andreas Venditti, an analyst at Zuercher Kantonalbank. ``They''ve built up some confidence, which is bound to take a blow now.''''

Mẹ cu tèo. Mấy ngày hôm nay cứ thấy khách hàng đến chơi hoặc alo là em sợ xanh mặt. NH iem cũng dừng cho vay rồi. Các t.h khách VIP đã được cấp hạn mức thì phải lập danh sách báo cáo trước. Mẹ, mà lãi suất nói ra khách hàng suýt ngất, toàn trên 1,2%. Đấy là VIP đấy nhé. Mấy khách vớ vẩn kể cả đã có thông báo đồng ý cho vay cũng dừng. Các bác thông cảm, bác Giàu bảo không cho vay nữa.

Ở Mỹ đến gần 600 tỷ $ trái phiếu còn đang rủi ro đây này, nói gì đến 1,2 tỷ $ của VN. Hạn chế cho vay là thông minh nhất lúc này của các NH, có tiền bây giờ là hạnh phúc nhất. BĐS hay vàng cũng ko bằng

Bond Insurer Split Threatens $580 Billion of Notes (Update1)

By Mark Pittman and Christine Richard

Feb. 19 (Bloomberg) -- Credit ratings on more than $580 billion of asset-backed securities may be cut, sparking writedowns by banks, under New York regulator Eric Dinallo''s plan to break up bond insurers.

New York Insurance Department superintendent Dinallo proposed splitting the companies'' municipal insurance units from their unprofitable businesses of guaranteeing debt linked to subprime mortgages. A separation may preserve AAA rankings for securities sold by local governments and agencies, while allowing asset-backed securities to slide.

``This is one of the worst possible outcomes for the market,'''' Gregory Peters, head of credit strategy at Morgan Stanley in New York, said in a telephone interview. Lower ratings would force banks that own the mortgage-backed debt to write down the value of the securities by as much as $35 billion, he estimated.

FGIC Corp., the third-largest bond insurer, sought permission to split last week. Dinallo said MBIA Inc. and Ambac Financial Group Inc., the market leaders, may do the same if they can''t raise capital. The companies and Security Capital Assurance Ltd. insure about $1 trillion of municipal debt and $580 billion of other securities, including collateralized debt obligations that package bonds into new securities.

MBIA, based in Armonk, New York, Ambac in New York, and New York-based FGIC are struggling after more than $8 billion in losses tied to the slumping value of subprime debt. MBIA tumbled 82 percent the past 12 months in New York Stock Exchange trading and Ambac declined 88 percent. FGIC is owned by New York-based leveraged buyout firm Blackstone Group LP and mortgage insurer PMI Group Inc. of Walnut Creek, California.

More Writedowns

Ambac may seek to raise at least $2 billion by selling discounted shares to stockholders before considering a breakup in which one unit would insure municipal bonds and another would cover riskier debt, the Wall Street Journal reported today, citing unidentified people familiar with the situation.

Citigroup Inc., Merrill Lynch & Co. and more than 20 other banks and securities firms are reeling from $146 billion in trading losses and writedowns from the collapse of the subprime mortgage market. They may have to record $70 billion of additional costs if the insurers fail, Oppenheimer & Co. analyst Meredith Whitney wrote in a report last month from New York. The companies bought bond insurance to hedge the risks of CDOs.

``It strikes me as unexpected for the market and I don''t know how that can be good,'''' said Bruce Bonjour, a partner at Perkins Coie LLP in Chicago and chairman of the law firm''s financial transactions committee. ``How are investors going to have confidence when somehow regulators can come along and reconstitute what you''ve invested in?''''

`Legal Challenges''

The plan may trigger ``years of litigation,'''' according to Bank of America Corp. analysts.

``Despite the regulatory interest in separating the exposures, the essential fact remains that all policy holders, whether municipal or structured finance, entered into contracts backed by the entire entity,'''' Bank of America analysts led by Jeffrey Rosenberg in New York wrote in a Feb. 15 note to investors. A breakup is ``likely to lead to significant legal challenges,'''' the note said.

Dinallo, 45, proposed the plan after billionaire investor Warren Buffett offered last week to take over $800 billion of municipal debt guaranteed by MBIA, Ambac and FGIC for more than $9 billion. The regulator tried to organize a bank plan to inject capital into FGIC and Ambac. His office oversees MBIA. Ambac, while based in New York, is primarily regulated by Wisconsin.

Unequal Treatment

The companies probably need about $5 billion and a line of credit for $10 billion, Dinallo said in an interview with Bloomberg television. Sovereign wealth funds, LBO firms and other investors are interested in participating, he said.

Dinallo is prepared to give preference to municipalities over holders of CDOs or other asset-backed securities.

``Certainly it is something we are looking at, to not necessarily treat all sides of the book exactly the same,'''' he said in the interview on Feb. 15

Moody''s cut FGIC''s insurance rating to A3 from Aaa last week and said the company was about $4 billion short of the capital needed for the highest rankings. MBIA raised $2.5 billion including a sale of $800 million of shares to Warburg Pincus LLC. Ambac sought back up insurance to reduce its capital needs.

MBIA Chief Financial Officer Chuck Chaplin and Ambac Chief Executive Officer Michael Callen told the House Financial Services Committee last week they don''t need a bailout or added oversight.

Sabeco sẽ diễn ra cảnh bỏ cọc rất nhiều - không phải do Sabeco ko ngon, mà vì cung tiền cho việc nộp đóng Sabeco bị chặn lại bất ngờ. Đấu Habeco cũng sẽ diễn ra như cảnh chợ chiều.
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